Producers

Applying for a Producer Account

Our facility will only accept business from producers holding a license issued by the Missouri Department of Insurance. To set up a producer account with our facility, you will need to complete and submit the following information:


Producer Summary

The Missouri FAIR Plan will only accept business from producers holding a current agent, agency, or broker license issued by the Missouri Department of Insurance. No producer has a contract or license with the Missouri FAIR Plan. Therefore, no producer has the authority to act for the Missouri FAIR Plan in the binding of coverage, acceptance of premium payment, amending amount of coverage, assigning policies, or obligating the Missouri FAIR Plan in any manner.

As set by Missouri State Statute, commission is as follows:

  • 12% for new business
  • 10% for renewals
  • 10% for Sinkhole (new and renewal policies)

Commissions are paid based on the premium collected and the effective date of the policy. Commissions are directly deposited into a checking or savings account on or about the 15th of the month following the effective date of a policy.

Producer Manual

Each producer should review our Producer Manual and use it as a resource.


New Application Submission and Quote Instructions

  • An application must be completed for each fire division.
  • A photograph of front and rear of the property is required with every new application. All new purchases should include a copy of an appraisal. Please do not fax photographs when applying for coverage. Please email photos to uw@mpipf.com.
  • If contents coverage is requested, you should include one content photo for each $10,000 in coverage. Photos should be of different rooms.
  • Commercial and Farm property require the producer to provide a signed letter indicating coverage cannot be placed on the standard market as well as two copies of declinations, and also loss runs from prior carriers for the last five years
  • A generic application is used for Dwelling, Commercial and Farm risks. All policies are issued on Named Peril basis, only those perils listed below may be covered:
    • Fire, Lightning, Windstorm, Hail, Explosion, Riot, Civil Commotion, Aircraft, Vehicle, Smoke, Volcanic Eruption, Vandalism or Malicious Mischief and Theft (To be eligible for theft applicant must carry separate dwelling contents along with Extended Coverage and Vandalism and Malicious Mischief).
  • Sinkhole coverage for dwellings require a separate application to be completed.
  • Once an application has been submitted, please email uw@mpipf.com for any desired changes.

THIS IS NOT A HOMEOWNERS POLICY! THIS IS NOT A REPLACEMENT COST POLICY!


Get my Commission Statement

Commission Statements are emailed (to the email address in our system) on the day earned commissions should be deposited into each producer’s bank account. The date will vary month to month but should be received by the 15th of each month. All commission statements (current and past) can be accessed on the portal (which is optional for producers). Please use the following directions to access the commission statements on the portal:


Change My Contact/Bank Account Information

Contact Information Changes: It is the producer’s responsibility to keep us informed of agency name, email, telephone number, and address changes. Please email uw@mpipf.com with any contact updates.

Bank Account Change: It is the producer’s responsibility to keep us informed of any bank account changes, including new routing numbers due to bank buyouts or mergers. Please complete and sign the Commission Direct Deposit Authorization Form and email it to accounting@mpipf.com.