Missouri Fair Plan is now accepting vacant properties. All vacant properties will still have to meet specific guidelines. For more information, download the Producer’s Guide.
We are now accepting Credit Card and Debit Card Payments online, by phone, or in our office.
Coming soon! We will be able to accept Debit Cards, Credit Cards, and E-Checks. This can be done either online, by phone, or in our office.
If a renewal policy meets our underwriting guidelines, we are currently offering an optional increase for the dwelling limits. We are also reminding qualified Insureds that additional coverages may be available. For example: EC, VMM, Contents, and Theft.
At this time, we are resending renewal notices out to the Insureds informing them that their policy has expired. The Insured or Mortgagee has 60 days after the renewal date to make payment. Expired policies will be effective the day after payment is received in our office.
Beginning December 1, 2016 the FAIR Plan will offer a limited Theft endorsement to the Dwelling policy. Coverage will be available for a minimum of $1,000 and a maximum of $25,000. The coverage will be available for those policies with contents coverage that include the perils of Extended Coverage and Vandalism and Malicious Mischief.
Effective 12/1/16 there are new dwelling rates for all policies effective that date or later.
Effective 2/1/16 new Sinkhole rate have been published.
Starting January 1, 2016 there will be a $25 nonrefundable inspection fee on all New Business applications submitted that are converted to policies.
ISO has published new commercial rates which we will begin using November 1, 2013. We will also be increasing our minimum commercial premium from $100 to $175 at the same time.